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Contractor Childcare Vouchers vs Tax-Free Childcare It is not easy balancing contracting work with childcare. You may either cut back on the job by looking after your kids or lose some of your earnings paying outfor childcare. Childcare vouchers offer a practical solution,giving people tax relief on the money they set towards childcare. However, from October 2018they will no more be available to new applicants. Instead,individuals can claim throughout the Tax-Free Childcare scheme. {So,how does it work? |} Can contractors claim? And what’s the best option for you? {Continue Reading to gethttps://www.whichumbrellacompanies.com manual to contractor childcare vouchers and tax-free childcare.|} Which are childcare vouchers? The Childcare Voucher scheme allows employees to take some of their salary as childcare vouchers,rather than money directly in their bank account. Why? By doing so,this component of the commission is exempt from tax and national insurance. Employees may take up to #55 per week of the salary as childcare vouchers. This can be utilized to cover approved childcarecosts,such as: Registered childminders,nurseries or nightclubs Childminders via an Ofsted-registered service A registered school A care worker through a documented home care service Depending upon the specific strategy,these vouchers may also be utilized on childcare assistance supplied by your employer — such as an on-site personnel nursery. Obviously,these coupons can only be used for your ownchild or stepchild who resides with you. £55 a week figures to £243 per month and more than £2,800 within the course of a year. {Contemplating exemptions for both tax (20%) and national insurance (13.8%),that provides a net benefit of over £1,000 for basic rate tax payers.|} The amount you can claim is decreased slightly for higher and extra rate taxpayers: { Greater speed: £28 weekly,£124 per month and £1484 per year Additional rate: £22 weekly,£97 per month and £1166 per year Contractor childcare vouchers |} Since they’re not classed as an employee,self-employed contractors can’t claim childcare vouchers. There are ways for contractors to acquire the advantages of tax-free childcarevouchers,nevertheless. {Primarily,through their own limited company. |} Contractors operating as a limited company may pay childcare providers right,which will reduce their corporation tax bill. On the other hand,the easiest way is by way of a contracting umbrella. Since they add contractors as an employee,you also can get the benefits of childcare vouchers without a extra admin on your part. The value of childcare vouchers is only subtracted from your wage before it is processed via pay-as-you-earn tax. Things are changing From 4th October 2018,new applicants can no longer combine childcare voucher schemes. People already enrolled on a childcare vouchers scheme can still continue to use it as long as they remain with the same employer and the employer continues to run the strategy. Rather than childcare vouchers,new applications willneed to go via Tax-Free Childcare to acquire tax exemption on some childcare costs. Tax-Free Childcare works by reducing the cost of childcare to 80 percent. The government pays £2 for each £8 you pay towards childcare. Basically,for £300 value of nursery costs,you’d pay £240 and the government would contribute the remaining £60. Thus,the childcare prices are effectively tax-free for parents. This is available to the value of £500 each 3 months,per child. Who is eligible for Tax-Free Childcare? Tax-Free Childcare is supposed to decrease the financial burden of childcare for working parents. It covers all of the exact same registered childcare services as childcare vouchers but is only available for kids aged 11 or below — 16 and under with a disability. {You are eligible if you and your partner (if you have one) are in work and earning at least the minimum wage for 16 hours per week or more. |} However, you won’t qualify if eitheryou or your partner has a taxable income over £100,000. The principal benefit with Tax-Free Childcare is that self explanatory workers may use the system. Instead of employers deducting prices before processing salary,the childcare prices are processed through an online account,in which the government contributes their 20% of the cost. Assessing both As previously mentioned,existing consumers of childcare vouchers may still continue to use them as long as their employer continues to utilize the strategy. {However, once they start using Tax-Free Childcare,their childcare vouchers will be ceased. |} So,which is better for you? Because childcare vouchers make your earnings exempt from bothtax and national insurance — rather than just redeeming the tax value just like Tax-Free Childcare — they are the best option for the majority of parents. On the other hand,the limits on just how much you can spend using childcare vouchers makes them unsuitable for parents with several children. { Tax-Free Childcare is your better option for just about any parents spending over £4,650 on registered childcare or working couples spending over £9,300.|} 30 hours free Another government strategy which goes together with Tax-Free Childcare is 30 Hours Free Childcare. {This really does exactly what it says on the tin — gives 30 hours of free childcare to parents that are eligible. |} Providentially,the eligibility criteria will be just like for the Tax-Free Childcare scheme. While parents receive 15 hours of free childcare for 3-4-year-old pre-school children,this strategy provides double that to those that are working over 16 hours weekly. Make contracting simpler Childcare is just one of many factors for contractors. In addition to this,you have invoicing,tax and expenses to worry about,together with your actual work. Umbrella Businesses make matters easier,processing your income and paying you a simple net sum each month {www.whichumbrellacompanies.com can help you find the ideal umbrella company. |} Our online comparison tool helps you compare various providers in a couple of minutes. Any questions? Get in touch with our team who will be delighted to assist.

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Filing a personal injury claim against another is one thing,but what about when the at-fault party is a government agency or a government employee? When it comes to suing the Alabama government for an injury,it is good to keep a few things in mind,as well as get a good - on your side.

Filing a Claim Against the Government in Alabama

When filing a claim against the government,most states employ the “Sovereign Immunity” law. Under this law,the state cannot be made a defendant in any court of law. Under this assumption,as the government makes the laws,they cannot be held accountable under them. States today adapt that law to include a number of exceptions. Alabama,however,stayed true to the antiquated law and list very few exceptions under which the state can be filed against. These very few exceptions to the Sovereign Immunity law make it more of a challenge to win a lawsuit against the Alabama state government.

Injury Claims and the State of Alabama

In terms of injury claims,there is a distinction between the government and individual government employees. The first claim in a “State Claim,” and nearly all of these are dismissed under the laws of “State Immunity.”

The second claim is a “State-Agent Claim,” under which a claim can be filed against a government employee whose negligence caused harm due to actions contrary to established laws. Under this law,the court holds that if an injured person seeks compensation from a government employee,the question of whether or not a ‘reasonable official’ would have believed the state agent’s actions were legal or not.

Negligence is the legal term for blame,and when it comes to personal injury claims,negligence is the most important element to prove. When it comes to suing the Alabama government for an injury,seeking the help of a- is essential as a clear distinction between “Sovereign Immunity” and a “Stage-Agent” claim must be drawn.


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Steak Burrito – La Pasadita

When it comes to burritos, there’s nothing quite as classic as a carne asada burrito with just steak, white onions and cilantro. And that’s exactly what La Pasadita, a Wicker Park mainstay, has been serving up for years and years. While people who live in The Loop or Gold Coast have to take the Blue Line to get here, it’s well worth the time. Don’t be afraid to try the horchata, either.

 

Al Pastor Burrito – L’Patron

Many people head to Logan Square’s L’Patron for the tacos, but their burritos are best in class as well. L’Patron’s Al Pastor features perfectly seasoned and juicy pork, with pineapple and spices that are synonymous with this classic Mexican meat dish. Bring cash, and be prepared to wait in a line. Trust us, it’s worth it.

 

Lamb Gyro Burrito – Big & Little’s

Big & Little’s, with location’s on Chicago’s north side and Wicker Park, serves more than just burritos – they serve just about every type of food on earth. But their lamb gyro burrito is a unique mix between Greek and Mexican food.

 

Chorizo Burrito – Irazu

If you’ve never had Costa Rican food, you owe it to yourself to check out Irazu, located in downtown Chicago’s Bucktown neighborhood. We are partial to the Chorizo burrito, and think that it’s worth a visit, no matter where you’re from. Bonus points: Irazu is BYOB, which means you can bring as much beer as your chorizo-loving heart desires.

 

Breakfast Burrito – Nana

We couldn’t put together a best burritos in Chicago list without including a breakfast burrito, and Nana makes the best one around. This Bridgeport mainstay features in-house chorizo and scrambled eggs.

 

Build Your Own Burrito – Dos Toros Taqueria

Dos Toros Taqueria, located in The Loop in downtown Chicago, is like Chipotle on steroids. You can customize your burrito however you’d like. Dos Toros Taqueria is great for workers downtown and for residents of the The Loop’s many corporate apartments.

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Damages in NY Wrongful Death Lawsuits

You’re grieving the loss of your loved one, and you want justice. Unfortunately, you have to seek justice in monetary form because there’s simply to no way to undo what has been done to your family.

Your family can be compensated if you win your wrongful death lawsuit by working with a lawyer . You’ll receive compensation for each of the damages your family has suffered as a result of your loved one’s death. But what do those damages include?

Damages

There is a great deal of variation in terms of the damages awarded in wrongful death cases. The court will carefully consider the facts presented during the hearings. It is common for the judge to ensure that the basics like medical bills and funeral expenses are covered. Everything that contributed to the deceased person’s healthcare costs due to the fatal illness or injury will be considered. Even the lost wages and benefits because of the inability to work will be taken into account.

The court may also find it just to include the lost inheritance that was expected by the deceased person’s surviving children. Additional awards could be given for the pain and suffering endured by the person during his last days. In some cases, the amount is increased by the value of parental care, services, and support. Interest is often imposed on the damages. This is computed from the date of death.

Note that the family’s pain and suffering is not recoverable in this type of case. If you have any questions, contact a wrongful death attorney in New York for a consultation.


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The Ordnance Survey, as we know it now, was founded in June 1791, but the history of Ordnance Survey maps is older than that, the initial idea for an official mapping system being much older than that. In fact there was a survey of Scotland done between 1747 and 1755 which measured the UK at a level of detail of one inch to 1000 yards, thus the history of Ordnance Survey maps could be considered to have started then. This survey still survives today. It was conducted by an army officer, Col. David Watson, and the Engineers of the Board of Ordnance, which at the time was a separate board. This was the first official Government survey of a substantial area of Great Britain, and is widely credited as inspiring further official surveys over the following decades.

The Royal Societies of London and Paris decided, in 1783, to reach agreements over the relative positions of observatories in those cities, and to connect them through triangulation. To do this, they needed to have some detailed surveys carried out, and it was that decision which was a landmark event for the growth of the survey system. The triangulation was completed by 1790, but this did not mark the end of the work because the third Duke of Richmond was a fan of the work, and authorised the Ordnance to continue it, with £373.14s of national funds. The authorisation took place on the 21 June 1791, and that is now taken to be the official formation date of the Ordnance Survey.

Over the next few years there were many military maps made, because Britain was at war with France and those maps were needed for national defence. The war ended in 1815, and by that point large areas of England had been mapped – from Birmingham southwards. Early maps were just six inches to a mile, but that scale was controversial. Some people preferred24 inches to a mile, while others were calling for one or three inch scales. In the 1850s and 1860s, such a scale would have been rather difficult to deliver however. The treasury wanted to push for a 24 inch scale because it was more cost effective. In the end, there was a 1:25000 project (25.344 inches per mile) begun, with towns that were willing to pay to have more detailed maps made having the opportunity to do so.

An aggressive remapping of the UK began, and it was finished well ahead of time. The government had expected that the work would not be done until 1900, but it was finished in 1888, with the exception of the towns that required much more detailed maps to be done.

Improvements in technology, of course, never stop. Experiments with digital maps began in 1969. The process of remaking digital maps however proved slow, and the government decided to contract the work out in the 1970s. The conversion of all the existing maps to a digital format was completed in 1995, twenty years before it would have been done had the work all been done in-house. In 1990, the Ordnance Survey became an Executive Agency, and in 1999 it became a government Trading Fund, and a profitable one at that.

For more information on digital maps see website

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While traveling to a brand new place can be a great experience, it is also quite stressful. Here are just a few of the ways you enjoy your experience traveling.

Create a packing list of what to pack.

When traveling around other countries, be wary of what taxis you get into. Be sure that you enter the car.

Be wary of people pretending to be officials in a foreign country. Do not let anyone have your actual passport. Do not get into a vehicle with someone you do not know.

There are a ton of travel ideas out there that welcome pets and vacation sites now. These range from pet-friendly cruises to cat spas and doggie day care centers. You can take your pets with you; you make the appropriate plans ahead of time.

Keep travel essentials stored in one place. Don’t spend a lot of searching for travel essentials for every trip.Buy a cheap “travel” bin that can hold all of your travel items. A container is great for your next trip.

Join travel forums and social websites centered around travel. Getting involved with others that travel is a great way to get ready for your trips. This will put you make friends and share experiences to avoid making their mistakes or missing some great spots on your own trip.

Find out if you require a visa to get into the country you need to go to. It can take some time for visa processing, as the processing times for visas can be quite long.

You just cannot tell how the weather there. A rain coat works as a windbreaker when it’s cold, any rain that arises and even possibly as a bathrobe!

You can also write on the mirror. You can do this because dry-erase markers and easily erase them from your hotel mirror.

Do not let expectations get to you. Use this article’s advice when you begin planning out your trip. Learn all you can about travel since this information may be useful in the future.

Travel Tips provided by: Timeshare Termination Team

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The Kansas Jayhawks, the talented team out of the University of Kansas, has a fan base like no other, especially when it comes to memorabilia.

Once, a true fan and collector paid 4.3 million dollars for a journal belonging to Jayhawks player James Naismith. This holds the record for the most expensive item bought in basketball memorabilia history. In fact, the team’s autographed memorabilia is one of the most sought-after group of items on the market today.

Pleaseview online source here.

Knowing Your History

Today, the team is a Division One school playing in the Big 12 Conference. However, the team got its start in 1898. Basketball was once thought of as a woman’s sport, but the Jayhawks’ first coach invented the game for men and helped shape the way the game is played today.

Unfortunately, that meant that in 1910 when it became a men’s sport, it was also banned for women. This coach, James Naismith, was an amazing influence in the world of basketball, but he is also the only Jayhawks coach with a losing record.

From 1919 to 1956, Phog Allen coached the team and is known as the “Father of Basketball Coaching.” Dick Harper, a previous Jayhawks player, took over coaching from 1956-1964 and had the honor of coaching Wilt Chamberlin while he was in school. Ted Owens came next (1964-1983), leading the team to six Big Eight Conference Titles, with JoJo White playing under him.

After two losing seasons, he was let go. In 1983, the former NBA coach led the Kansas Jayhawks until 1988, when he won the championship with player Danny Manning, but was let go due to an NCAA rules scandal.

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Continuing Success

Roy Williams, one of the best-known Jayhawks coaches, was with the team from 1988-2003. Bill Self is the current Kansas Jayhawks Coach and took the team to their last National Championship in 2008.

The team has a long history of ups and downs but they did win three national titles and competed in fifteen Final Four games. Not to mention, this team has had some truly gifted players on their team in years past.

Wilt Chamberlin (1955-1958) played for the team, before going on to a year with the Harlem Globe Trotters, followed by an impressive career in the NBA. Other famous players include Paul Pierce (1995-1998), Nick Collison (2002-2003), plus JoJo White (1965-1969) who made the NCAA All-American Team twice in his college career with the Jayhawks.

You also have Mario Chalmers, Most Outstanding Player of the 2008 NCAA Men’s Division I, who made a now famous 3-point shot at the end of a National Championship game to tie up the score. His memorabilia is still sought after.

Other players include Raef LaFrentz (1994-1998), Clyde Lovellette (also an Olympic gold medal winner), and Danny Manning, who led the team to a National Championship in 1988. Finding an autographed Danny Manning jersey is extremely hard and a rare find to score. We must also remember Drew Gooden (1999-2002) whose jersey, #0, was retired in 2002.

Also with a retired jersey was Brandon Rush, part of the winning 2008 team, was the first freshman ever named to the First Team All-Big 12 and his number 25 was retired in 2017.

College basketball memorabilia varies when it comes to value and cost. Look out for items authenticated by James Spence Authentication (JSA), PSA/DNA, or Beckett Authentication Services (BAS). These three groups have a solid reputation.read more to see what we mean

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If you are a contractor, an umbrella scheme offers numerous advantages that can help to simplify your working life. Below, we’ll discuss the reasons these companies have proven popular with contractors, and why you may benefit from joining one yourself.

Benefit #1 – Bureaucratic freedom

Umbrella companies will make your working life far simpler than it has been before. Joining an umbrella company removes the need to register your own limited company – a bureaucratic burden in and of itself – and ensures you do not have to deal with issues such as:

  • Submitting RTI returns or VAT returns
  • Compiling company accounts
  • Managing tax
  • Director’s responsibilities…
  • … and many more besides.

The bureaucratic freedom that umbrella companies offer leaves you free to focus specifically on your actual work, rather than your time being taken up by a need to manage paperwork. This is particularly useful for short-term contracting work, as you can get to work quickly – which we will soon discuss – rather than having to go through the time-consuming process of forming a company, then dissolving it when the work is completed.

#2 – Enhanced rights

All compliant and reputable umbrella companies will offer you an employment contract when you join them. This affords you a host of rights and benefits that you would not be able to enjoy if working on a self-employed basis. Specifically, you will benefit from the rights detailed in the Agency Worker Regulations (AWR) 2011, which allow you to benefit from good working conditions, rest breaks, annual leave, and much more besides.
These rights are far preferable to working on a self-employed basis, where there is no provision for any paid leave.

#3 – Quick and easy to register

Umbrella companies make the process of registering as efficient as possible. In most cases, joining an umbrella company will take 24 hours or less to complete. Aside from providing basic information about yourself and your work, you will be required to do very little to facilitate the registration process, so the simplification of your working life commences immediately.

#4 – Manageable fees

When you work through an umbrella company, you will be required to pay a fee for their services. These fees vary depending on the company you work through, ranging from £5 for a basic service to over £30 for more comprehensive assistance.
However, most contractors will find that this is a fair exchange, as it affords them more time. Without the need to manage your tax and bureaucratic requirements, your spare time – away from the work itself – will be yours to do with as you please. Furthermore, the enhanced rights to proper working conditions are also well-balanced by these fees; essentially, umbrella company fees are worth it considering the benefits they provide to you.

In conclusion

If you decide to work through an umbrella company, you will find this to be a sound choice, and one that provides improved working conditions and peace of mind. However, it is important to do your research prior to agreeing to work through an umbrella company; read through terms and conditions and seek background information on the firm, so you can be 100% certain you’re signing with a reputable company.

This article was brought to you by compare umbrella companies

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Fruit machines are also known as UK- style slot games that are very popular among the slot fans coming from the UK. Thanks to the improvements in technology, the UK fruit machines are now available to slot junkies from around the world at almost all online casinos. Players can play them from the comfort of their homes any time they want. These games of luck are still increasingly popular among the casino gamblers. The element of lucks adds the thrill and excitement players get while playing them. Continue reading to learn more about UK fruit machines and about their types and capabilities.

What are Fruit Machines?

UK fruit machines are called slot games in America and pokies in Australia. The term fruit machine also refers to the first type of slot machine that was created a long time ago. It featured three reels and one pay- line and a handle had to be pulled to spin the reels. Over time, these classic fruit machines evolved into something bigger. Nowadays there are many types of fruit machines. They usually feature 3 or 5 reels and one or multiple pay- lines or Ways to Win. They are based on popular themes like movies, shows and comic books. The reel symbols aren’t just fruit symbol and 7s and stars; they are much complicated and theme-based and some symbols are even animated.

Types of UK Fruit Machines

There are a couple of UK fruit machines players can check out online. These include:

  • Classic fruit machines.These games of luck have three reels and between one and nine pay- lines. They resemble the vintage slots with fruit symbols and 7s, but nowadays they have greatly evolved and include features like wild card and free spins.
  • Video fruit machines.The video fruit machines have 5 reels and multiple pay- lines and come with many special features like wilds, scatter wins, free spins, bonus game, multipliers and so on. They are the most numerous and very popular and each game has its own character and feel.
  • Progressive fruit machines.These games are either classic or video, but in addition to the special features, they also come with progressive jackpots. Depending on the type of progressive jackpot, the wins some of them offer can be life- changing.

Hold and Nudge Capabilities

What makes UK fruit machines special are the hold and nudge capabilities. In other words, if you play on a classic fruit machine and you get two oranges, you can hold the two reels and give the third reel an extra spin so you can complete a winning combination. The nudge feature is useful when you get two oranges and a third about to come into view. You nudge the reels to complete a win. The best purveyor of new UK fruit machines is NetEnt, the powerhouse has made a mark in a short period.

Vegas Palms Casino

Being around since 2000, Vegas Palms Casino offers the ultimate gambling casino choice to all casino fans- from over 500 virtual casino games like fruit machines to live dealer games and mobile casino. The casino is operated by the well- respected Fortune Longue Group and it is powered by the online casino software pioneer Microgaming. Join in the casino and boost your bankroll with the bonuses and promotions while playing exciting casino games. Vegas Palms Casino has excellent customer support service, top notch security and manybankingoptions. The casino is licensed by the jurisdiction of Malta.

Vegas Palms Casino Games

Vegas Palms Casino offers over 500 Microgaming- developed casino games that range from different types of slots, video poker, table games and more. There are about 180 slots to choose from and they come with different number of reels, bonus features like free spins and bonus games, wilds, scatters, progressive jackpots and so on. The jackpots in particular climb into the millions.

Try the most popular video poker variants like Deuces Wild, Joker Poker and Jacks or Better to win some cash. The video poker games on offer can be played in single hand and multi hand formats. Table game fans can check out the classics like roulette, baccarat and blackjack along with their new and exciting variants.

Vegas Palms Bonuses and Promotions

New players at Vegas Palms Casino are welcomed with 200% deposit match bonus up to €100. If you are using the preferred deposit method the casino will also give you an additional bonus. Bonuses are also given if you refer the casino to a friend.

Vegas Palms Casino also has VIP Club that awards its loyal players. As they bet, players earn loyalty points and after they gather the minimum of 5,000 points they can redeem them for cash. Once new players sign up with the casino they are automatically given 2,500 loyalty points absolutely free. The VIP ranks of Silver, Gold, Platinum and Diamond also offer exclusive additional benefits.

Vegas Palms Security and Support

Vegas Palms Casino uses the best security measures to protect the sensitive data of players and it utilizes SSL encryption protocol through which it conducts all money transfers. In addition, the casino games on offer are tested for fair play and randomness.

If you have questions about bonuses or problems with the download, you can contact the casino’s customer support service through e-mail, phone number and live chat. Additionally, you can contact a representative through Skype, iMessage, WhatsApp and BBM.

Deposit and Withdraw Methods

You can add money to and cash out your winnings from your online casino account at Vegas Palms Casino in Euros, UK Pounds and US Dollars through a number ofbankingoptions available. Some of them are Neteller, Skrill, Ukash, Visa, MasterCard, EntroPay, ClickandBuy, PaySafeCard, Poli and a lot more.

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gdpersonvern.info
The European court has absorb the right to data portability with the good of access in Article 15(2a) of the draft legislation. While the principles hidden the right to data portability remain part of the amended proposal, the European Parliament has narrow| the scope of application of the new right. In the view of the European Parliament, the right to data portability maneuverabilitymaneuverability| only apply where a direct transfer of personal data is “technically feasible and available”. Under the proposal submitted by the European Commission, the right to data portability would apply generally to all computerized processing systems irrespective of whether transfer of data is before technically possible. The amendment of the European Parliament thus automatically tones down the potential impact of the right to data portability.


If the new good to data portability would be interpreted in such a way as to be applicable exclusively if a technical measure for direct transfer of data is already available, users would only be able to rely on it in very limited circumstances. This interpretation may even alarm controllers from advance standards, as the duty to transmit data only applies when this is technically feasible, thereby chronic to lock-in users.

Personvern internett
While most social networking sites like Facebook and Google+ offer users the possibility to obtain a copy of their data, there are still considerable limits on the direct transfer of personal information to other platforms. In practice, users have to re-enter their profile information, photos, videos and other information manually in the new platform if they want to alteration from one social network to another. The right to data portability would address this problem.

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